Filbet Table Games House Edge: What Each Bet Really Costs You

The table games house edge is the one part of a casino floor you can check with arithmetic instead of a feeling. Every table game runs on a stated rule set, and that rule set fixes a house edge — the percentage of each bet the game keeps over the long run. This page prices four games against each other under those stated rules, then hands off to a spoke for each bet that needs the arithmetic worked all the way through. RTP and house edge, along with every other term used below, are defined on Filbet’s casino terms explained glossary.

Table Games House Edge: One Number Per Game

A house edge is only meaningful once its rule set is attached to it — the number moves when the deck count, the commission, or the payout on a side bet changes. Every figure below states that rule set once, so it can be checked rather than trusted. The Banker bet, priced at 1.06% under the standard 8-deck baccarat shoe, is the lowest number this page prices anywhere.

Why Casino Table Game Odds Get Quoted Two Different Ways

The same game gets described two ways, and they are not interchangeable:

1. As a house edge — the share of each bet the game keeps. Baccarat’s Banker bet is 1.06% on an 8-deck shoe with 5% commission.
2. As a return — the share it pays back, which is the same figure inverted. A 1.06% edge is a 98.94% return on that bet.

Casino table game odds quoted without a rule set are neither. A Banker figure means nothing until the deck count and the commission are attached, which is why every row in the table below carries both.

None of these figures describe Filbet’s own tables specifically. They’re the published mathematics of the games themselves — the same arithmetic that applies wherever the game is spread, under the rule set stated. Checking which exact rule set is running at a given table is still worth doing before the first bet.

House Edge Compared: Every Table Game on This Page

Game and bet	Rule set assumed	House edge
Baccarat — Banker	8-deck shoe, 5% commission on Banker wins, Tie pushes both bets	1.06%
Baccarat — Player	Same 8-deck shoe, no commission on Player	1.24%
Baccarat — Tie (8:1 payout)	Same shoe, Tie pays 8 to 1	14.36%
Baccarat — Tie (9:1 payout)	Same shoe, Tie pays 9 to 1	4.85%
Dragon Tiger — Dragon or Tiger	Multi-deck shoe; a tie takes half the Dragon/Tiger stake rather than a full push	3.73%
Dragon Tiger — Tie (8:1 payout)	Same shoe, Tie pays 8 to 1	32.77%
Roulette — European (single zero)	37 pockets, every bet on the layout	2.70%
Roulette — American (double zero)	38 pockets, ordinary even-money and inside bets	5.26%
Blackjack — basic strategy	6 decks, dealer stands on soft 17, blackjack pays 3:2, doubling and splitting allowed	~0.50%

Four games, eight rule-dependent numbers, and a spread from 0.50% to 32.77% — the gap between “cheap to play” and “priced to be avoided” is entirely inside this table.

Baccarat Rules: What Banker, Player and Tie Really Cost

Baccarat looks like one game, but it prices as three separate bets, and only one of them charges a fee.

1. Banker — pays even money minus a 5% commission the house takes only when Banker wins. House edge: 1.06%, on the standard 8-deck shoe.
2. Player — pays even money outright, with no commission taken. House edge: 1.24% on the same shoe.
3. Tie — pays a stated multiple, commonly 8:1 or 9:1, only when both hands land on the same total. The house edge on this one bet alone swings from 14.36% down to 4.85% depending on which payout the table posts.

The 5% commission is the entire reason Banker and Player land so close together, despite Banker winning more hands before any fee is taken. The baccarat banker or player breakdown works that exact arithmetic through, hand by hand.

Dragon Tiger: Three Bets, and the Cost of a Tie

Dragon Tiger runs faster than baccarat because only two cards ever get dealt — one to Dragon’s spot, one to Tiger’s, with no third-card draw at all.

• Dragon or Tiger — even money on a win, house edge 3.73%, because a tie only takes half the stake rather than the whole bet.
• Tie — pays 8:1 on the rule set used above, and carries a 32.77% house edge, since two cards landing on the same rank happens only about 7.5% of the time.

How to play Dragon Tiger, bet by bet walks through the full sequence and prices the Tie against the two even-money bets side by side.

Roulette Philippines: Single Zero vs Double Zero

Roulette Philippines tables run one of two wheels, and a single extra pocket is the entire difference in what the wheel charges.

• European wheel — 37 pockets (1 to 36 plus a single zero). House edge 2.70% on every bet on the layout, straight-up or outside.
• American wheel — 38 pockets (an added double zero). House edge 5.26% on ordinary bets, rising to 7.89% on the five-number bet that groups 0, 00, 1, 2 and 3 together at a 6:1 payout.

Which wheel is actually on the felt is worth checking before you sit down — same numbers, same colours, and nearly double the cost per spin. Filbet’s game providers list names the studios this site profiles for exactly that kind of rule-set detail.

Blackjack Philippines: What Basic Strategy Actually Saves

Blackjack Philippines tables vary more than any other game on this page, because the house edge is a function of the whole rule set, not one number the game is born with.

Under a standard reference rule set — 6 decks, dealer stands on a soft 17, blackjack pays 3:2, doubling and splitting allowed — playing every hand by basic strategy gives a published house edge of about 0.50%. Change one rule and the number moves: a table paying 6:5 instead of 3:2 pays ₱120 on a ₱100 natural instead of ₱150, and that single change adds roughly 1.4 percentage points, pushing the edge toward 1.9%.

Paano Maglaro ng Baccarat: The Tagalog Walkthrough Here

Baccarat’s hand-counting rules are their own small piece of arithmetic, and the Tagalog walkthrough on paano maglaro ng baccarat covers it end to end rather than summarising it here. That page works through:

1. How each card’s value is counted, and how a two-digit total drops to one digit.
2. When the Player draws a third card, and when it stands instead.
3. When the Banker draws, based on both its own total and the Player’s third card.

Where Filbet’s Live Tables Fit, and Evolution’s Own Rules

Filbet’s own lobby groups its tables under a single Live section, and it names no studio there — that section is all the lobby itself says about its live shelf.

Evolution’s own published rule set is one of four studios this site profiles for its licences and RTP policy, regardless of where any specific table is actually dealt. Reading a studio’s own rules before you sit at a live table is a habit worth having, wherever that table turns out to be run.

RTP and House Edge Aren’t the Same Number

RTP and house edge are the same fact stated two different ways, and mixing them up is the most common table-game confusion.

• A 1.06% house edge on the Banker bet is the same fact as a bet that returns 98.94% over the long run.
• What RTP actually means covers that long-run arithmetic in full, including why a short session tells you almost nothing about it.
• Sizing a stake against that arithmetic, rather than against a single session’s result, is covered on Filbet’s bet unit glossary entry.