Filbet Bank Transfer — Limits, Fees & Settlement
Bank Transfer is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas, applying the National Retail Payment System framework that came in with Circular No. 980.
- Operator
- Both clearing houses run under Philippine Payments Management, Inc., overseen by the BSP, while individual BSP-supervised banks and e-money issuers execute transfers
- Regulator
- Bangko Sentral ng Pilipinas, applying the National Retail Payment System framework that came in with Circular No. 980
- Per-transaction cap
- Transfers processed through InstaPay carry a per-transaction cap of PHP 50,000. PESONet carries no scheme-wide cap, though the sending institution may still impose one
- Settlement
- instaPay handles it in real time, around the clock, while PESONet settles on the same banking day provided the instruction beats the cut-off. The amount being transferred usually decides which rail is used, since anything above InstaPay's PHP 50,000 ceiling has to go through PESONet
- Figures as of
- 2026-09
Wallet limit: not published.
Bank Transfer is a Philippine payment rail, and this page describes the rail — its limits, its settlement behaviour, its published fees — rather than any casino’s cashier.
Bank Transfer at a glance
| Field | Value |
|---|---|
| Operated by | Both clearing houses run under Philippine Payments Management, Inc., overseen by the BSP, while individual BSP-supervised banks and e-money issuers execute transfers |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | Not applicable to this rail |
| Per-transaction cap | Transfers processed through InstaPay carry a per-transaction cap of PHP 50,000. PESONet carries no scheme-wide cap, though the sending institution may still impose one |
| Settlement | instaPay handles it in real time, around the clock, while PESONet settles on the same banking day provided the instruction beats the cut-off. The amount being transferred usually decides which rail is used, since anything above InstaPay’s PHP 50,000 ceiling has to go through PESONet |
| Published fees | Charges from the sending institution are possible on either rail, and the amounts differ by bank. Either rail leaves the receiving side uncharged, delivering the full amount. |
These are 2026-09 figures, accurate to the moment they were recorded. Limits and fees can move at a payment provider’s discretion, without warning, so check that provider’s own page for anything current.
How fast money actually moves
Bank Transfer settles instaPay handles it in real time, around the clock, while PESONet settles on the same banking day provided the instruction beats the cut-off. The amount being transferred usually decides which rail is used, since anything above InstaPay’s PHP 50,000 ceiling has to go through PESONet. That is a statement about the rail rather than the casino: an operator can park a withdrawal for internal review long before Bank Transfer sees it, and that review is where the wait usually comes from.
A per-transaction cap of Transfers processed through InstaPay carry a per-transaction cap of PHP 50,000. PESONet carries no scheme-wide cap, though the sending institution may still impose one applies, which is why a larger transfer sometimes has to be split.
Paying with Bank Transfer at Filbet
- Log in to Filbet, then open up the cashier.
- Choose Bank Transfer from whatever methods your account’s cashier displays.
- Make sure the name on your Filbet account matches the name on your Bank Transfer account.
- Look over the cashier screen’s minimum, maximum and any fee before you lock in the amount.
Make a habit of checking the cashier screen before a first-time deposit with any method, since that’s where your live account limits show.
Other payment rails explained here
- GCashBangko Sentral ng Pilipinas licenses it to operate as an Electronic Money Issuer
- GrabPayBangko Sentral ng Pilipinas conferred Electronic Money Issuer status back in 2018
- InstaPayBangko Sentral ng Pilipinas sets the National Retail Payment System framework this falls under
- Over-the-Counter Cash AgentsBangko Sentral ng Pilipinas treats these as money service businesses, and the Anti-Money Laundering Act extends to them as well
FAQ
Who regulates Bank Transfer?
Bank Transfer — regulation: Bangko Sentral ng Pilipinas, applying the National Retail Payment System framework that came in with Circular No. 980. That covers the rail, not the casino.
How long does Bank Transfer take?
The rail settles instaPay handles it in real time, around the clock, while PESONet settles on the same banking day provided the instruction beats the cut-off. The amount being transferred usually decides which rail is used, since anything above InstaPay's PHP 50,000 ceiling has to go through PESONet. Withdrawals also pass through the operator's own review beforehand, a separate stage that generally takes the most time.
How do I pay with Bank Transfer at Filbet?
Log in, go to the cashier, and take Bank Transfer from the methods listed for your account. Before hitting confirm, make sure the two accounts share a name and glance over what limits the cashier lists.
What is the Bank Transfer wallet limit?
Bank Transfer has no published wallet ceiling, so none appears here.